Akpan SS. BEFORE INSURANCE: A CASE FOR THE EMBEDMENT OF NON-PROBABILISTIC TRADITIONAL RISK MANAGEMENT (TRM) PRACTICES IN DISASTER PRONE ENVIRONMENT. pijss [Internet]. 2015 Aug. 1 [cited 2024 Nov. 25];1(1):860-77. Available from: https://grdspublishing.org/index.php/people/article/view/223