Pramusinto, H.; Ahmad Nurkhin; Kardoyo Kardoyo; Khasan Setiaji; Dwi Noor Rachmawati Puspadiningrum. THE DETERMINANTS OF STUDENT’S INTENTION TO USE DIGITAL WALLET: Received: 21st December 2022; Revised: 31st December 2023, 12th March 2023; Accepted: 14th March 2023. pijtel 2023, 7, 01-16.